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Updates on deadlines & HMRC changes
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Accountants backed by smart software
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Simple pricing. Award-winning software.

Trusted by over 64,000 — simple but powerful software for busy business owners like you, helping you feel calm, clear, and in control of your finances.

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Simple software, built for beginners
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No commitment, cancel anytime
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HMRC Recognised
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Making Tax Digital ready
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MTD for ITSA is new legislation requiring some businesses to submit their records to HMRC every 3 months. Don’t worry – Crunch will be ready and fully compatible by April 2026 when the rules come into effect!
Crunch Free
Crunch’s basic tools to manage your business. With ads, but free forever.
FREE
+ 30 days free trial of Crunch Lite
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SOFTWARE
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Send unlimited invoices
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Send unlimited, professional-looking invoices & automated recurring invoices with your logo and message included, helping you get paid faster and stay on top of your billing.
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Track & automate expenses
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From morning coffee to major purchases, record, automate, and stay in control of your spending, so you can focus on growing your business.
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Effortless bank reconciliation
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Crunch scans your transactions and suggests matches instantly, saving you time, cutting down on errors, and keeping your finances neat and ready for year-end.
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Faster payments with CrunchPay
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Add a payment link to your invoices so clients can pay instantly via Apple Pay, Google Pay, Direct Debit and more. Get paid up to 3x faster. No chasing, no delays.
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CSV statement upload
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Upload your bank statement as a CSV to keep everything accurate and up to date.
Support
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Live chat with Digital assistant  
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Need help? Start a live chat with our Digital assistant Luca, right inside the app. It's quick, easy, and always at your fingertips.
Filing
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Add on for just £4 +VAT/m.
MTD VAT Return filing
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Easily submit all of your MTD VAT Returns to HMRC (worth £4+VAT/month).
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Add on for just £200 +VAT.
Self Assessment filing
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Our expert team will take care of your Self Assessment and file it with HMRC. No stress, no surprises.
APPS & PERKS
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Exclusive Crunch partner offers
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Enjoy exclusive offers and discounts from trusted partners across a wide range of essential business services.
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Access up to 15 receipts per month, or get unlimited for just £5/m.
Capture receipts on the go
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Use your phone to photograph receipts and log expenses while you're out and about, no need to hang on to paper copies (worth £5/month).
Crunch Lite
Everything in Free, but with no ads.
£4/month
+ 30 days free trial on Crunch Lite
Get started today
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SOFTWARE
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Send unlimited invoices
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Send unlimited, professional-looking invoices & automated recurring invoices with your logo and message included, helping you get paid faster and stay on top of your billing.
Green tick
Track & automate expenses
info i icon
From morning coffee to major purchases, record, automate, and stay in control of your spending, so you can focus on growing your business.
Green tick
Effortless bank reconciliation
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Crunch scans your transactions and suggests matches instantly, saving you time, cutting down on errors, and keeping your finances neat and ready for year-end.
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Faster payments with CrunchPay
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Add a payment link to your invoices so clients can pay instantly via Apple Pay, Google Pay, Direct Debit and more. Get paid up to 3x faster. No chasing, no delays.
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CSV statement upload
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Upload your bank statement as a CSV to keep everything accurate and up to date.
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Ad free software experience
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Enjoy a clean, focused experience with no ads in your Crunch account.
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Send invoices without ads
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Deliver clean, ad-free invoices that keep your business looking its best.
Support
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Ask an advisor
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Need help? Start a live chat with one of our client managers right inside the app. It's quick, easy, and always at your fingertips.
Filing
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Add on for just £4 +VAT/m.
MTD VAT Return filing
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Easily submit all of your MTD VAT Returns to HMRC (worth £4+VAT/month).
a plus icon in purple
Add on for just £200 +VAT.
Self Assessment filing
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Our expert team will take care of your Self Assessment and file it with HMRC. No stress, no surprises.
APPS & PERKS
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Exclusive Crunch partner offers
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Enjoy exclusive offers and discounts from trusted partners across a wide range of essential business services.
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Access up to 15 receipts per month, or get unlimited for just £5/m.
Capture receipts on the go
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Use your phone to photograph receipts and log expenses while you're out and about, no need to hang on to paper copies (worth £5/month).
Crunch Plus
All the features of Lite, plus Luca AI’s auto-match, MTD ITSA returns and integrations.
£10+VAT/month
+ 30 days free trial on Crunch Lite
Get started today
Hide features
Show features
SOFTWARE
Green tick
Send unlimited invoices
info i icon
Send unlimited, professional-looking invoices & automated recurring invoices with your logo and message included, helping you get paid faster and stay on top of your billing.
Green tick
Track & automate expenses
info i icon
From morning coffee to major purchases, record, automate, and stay in control of your spending, so you can focus on growing your business
Green tick
Connect your bank account
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Securely link your business account to Crunch, your transactions will appear automatically, helping you reconcile faster and keep your books in perfect shape.
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Effortless bank reconciliation
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Crunch scans your transactions and suggests matches instantly, saving you time, cutting down on errors, and keeping your finances neat and ready for year-end.
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Faster payments with CrunchPay
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Add a payment link to your invoices so clients can pay instantly via Apple Pay, Google Pay, Direct Debit and more. Get paid up to 3x faster. No chasing, no delays.
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CSV statement upload
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Upload your bank statement as a CSV to keep everything accurate and up to date.
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Personal Tax Estimator  
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Get a full picture of your personal tax at a glance, no guesswork, no stress, just clarity when you need it most.
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Ad free software experience
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Enjoy a clean, focused experience with no ads in your Crunch account.
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Send invoices without ads
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Deliver clean, ad-free invoices that keep your business looking its best.
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Import your invoices in, all at once
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Save time by importing up to 50 invoices from a CSV, perfect for onboarding and uploading missing data in bulk.
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Bulk export invoices & expenses
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Export everything in bulk whenever you need it, perfect for reports, sharing, or safekeeping.
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Making Tax Digital and IT ready
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MTD for ITSA is new legislation requiring some businesses to submit their records to HMRC every 3 months. Don’t worry, Crunch will be ready and fully compatible by April 2026 when the rules come into effect!
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Reconcile faster with Auto-match
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Reconcile up to 3× faster with Luca’s Auto Match, our smart AI matching tool. Approve transactions in bulk with a single click.
Support
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Ask an advisor
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Need help? Start a live chat with one of our client managers right inside the app. It's quick, easy, and always at your fingertips.
Filing
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MTD VAT Return filing
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Easily submit all of your MTD VAT Returns to HMRC (worth £4+VAT/month).
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MTD for Income Tax Return filing
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MTD for Income Tax filing makes it easy to submit all your MTD for Income Tax quarters, end of year and final declaration.
APPS & PERKS
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Exclusive Crunch partner offers
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Enjoy exclusive offers and discounts from trusted partners across a wide range of essential business services.
Blue Info icon
Access up to 15 receipts per month, or get unlimited for just £5.
Capture receipts on the go
info i icon
Use your phone to photograph receipts and log expenses while you're out and about, no need to hang on to paper copies (worth £5/month).

Trusted by our clients

Established in 2009, trusted ever since.

Trusted by over
64,000
1,500+
4*+ reviews
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HMRC Recognised
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Making Tax Digital for ITSA Compatible
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MTD for ITSA is new legislation requiring some businesses to submit their records to HMRC every 3 months. Don’t worry – Crunch will be ready and fully compatible by April 2026 when the rules come into effect!
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Claim upto 100% tax back
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How you claim depends on your business and tax type. Please contact an advisor for additional details.
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14 day FREE trial
5.0
“You really have to deal with the "traditional" accountants before in order to appreciate how simple and easy the software really is. Adding an expense or issuing an invoice takes literally seconds.”
Stefan Vitcu
5.0
"I have been with Crunch for about 7 years. Their prices are very competitive plus I love the software which generates invoices, logs expenses, gives estimates of tax due and a lot more."
Angela
5.0
"Their software is very easy to use and makes it very quick to e.g. record expenses or raise invoices. Everything is integrated with your bank, so you can see all the transaction automatically."
Bartek
5.0
"I've been a client of Crunch Accounting since 2021, and I really love the system and software. It's highly intuitive and helps me a lot, even though I'm not generally good at accounting."
Claudia
5.0
"Very helpful and easy to use. The software is very intuitive, and makes keeping track of expenses and invoices very easy. Would highly recommend.”
Maya Rostowska

Award-winning, industry recognised, software and service

Celebrating our achievements and industry recognition for excellence in software and accounting services.
Accounting tech of the year finalists - UK fintech awards 2025Best accounting software for small businesses in the UK for real advisors  - Techradar.Donut - Best accounting software for servicesThe contracting awards 20205 - Finalist in both Best Accountancy & Software for ContractorsBest All-in-One small business accounting solution 2025 - UK enterprise awardsaccounting excellence Awards 2025 - Client services award (Medium and large firms) 2025 finalists
Create & Send Invoices

Create and send professional invoices, complete with your logo, on the go with our handy mobile app. Plus, send payment reminders automatically. No more awkward follow-ups.

Track and automate your expenses

Record expenses on the go with our mobile app. Snap receipts, connect your bank, and let Crunch handle the categorisation, VAT, and record-keeping. You can even log mileage effortlessly with our built-in tracker.

Get paid faster with CrunchPay

Get paid up to 3x quicker with CrunchPay. Add a simple “Pay Now” button to your invoices so clients can pay instantly via Apple Pay, Google Pay, Direct Debit, or card.

Reconcile quicker than ever

We suggest the matches, you click ‘approve’, it’s that simple! Save time and eliminate errors, all while keeping your books up-to-date effortlessly. No spreadsheets, no guesswork.

Connect your bank account

Never upload a statement again! Simply connect your bank account through our secure open banking connection and watch your transactions flow into your account automatically.

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Why choose Crunch?

We exist to help busy business owners like you feel clear, confident, and in control of your finances. With simple yet powerful software, you can finally ditch clunky spreadsheets and avoid the high costs of traditional accounting firms.

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Award-winning software, built for beginners and busy business owners

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Optional add-ons for certified UK based accountants when you need them

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Cut accounting costs with simple, do-it-yourself software

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HMRC recognised and MTD for Income Tax compatible

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Easy onboarding plus loads of free guides, videos and articles

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Highly rated on Trustpilot, our users love us

Got questions? We've got the answers

Explore our FAQs for quick answers to your questions

Can I cancel, upgrade, or downgrade my plan later?

Yes. Whether you're cancelling, scaling up or streamlining, you can switch plans easily either in the software, or with support from our team.

Can I import data from my current accounting software?

Yes! We support seamless data imports from popular platforms like Xero, QuickBooks, and FreeAgent. Our team is here to help ensure a smooth transition.

Is my data secure?

Security is a top priority at Crunch. We use bank-grade encryption to keep your data safe and compliant. We are also fully FCA-regulated as an Account Information Service Provider (AISP), ensuring adherence to stringent data protection standards. An extra layer of security is provided through two-factor authentication for accessing accounts.

Are you compatible with HMRC, and Making Tax Digital (MTD) for ITSA (Income Tax Self Assessment)?

Yes. Crunch is fully MTD compatible, HMRC recognised, and will be fully ITSA compatible by April 2026 when the new rules come into effect! With Crunch you can file directly with HMRC with confidence.

Can my accountant or bookkeeper access my account?

Yes. You can securely invite your accountant to collaborate within your Crunch account, streamlining communication and paperwork.

Is Crunch available on mobile?

Yes. Access your Crunch account on the go with our fully mobile-friendly website, plus our mobile app is available on both iOS and Android.

I haven’t set up my company yet – can Crunch help with that?

Yes, we can! Crunch can register your Limited Company with Companies House. We’ll handle the paperwork so you can focus on getting your business off the ground.

Can I get help with self-assessments and year-end accounts?

Yes. Depending on your plan, our team of certified accountants can take care of your Self Assessment and end-of-year accounts, so you have ultimate peace-of-mind. If it’s not included in your plan, don’t worry, you can always add this on later.

Still got questions? We’re on hand to answer them all! Simply give us a call on 0330 404 2284!

Want a certified accountant in your corner?

Browse our accountancy plans, and get unlimited access to certified accountants, plus they’ll tackle the hard stuff, so you don’t have to.
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