Self Employed Mortgages
Being self-employed shouldn’t prevent you from getting a mortgage
Whether you’re looking for a freelance, small business, or contractor mortgage, our specialist self-employed mortgage brokers know the market inside out and will find the best deal for you, based on your day rate or previous year’s Self Assessment.
How can Crunch help if you need a self-employed mortgage?
Your own personal advisor
Our specialist self-employed mortgage advisors will take the time to fully understand your circumstances.
Access to the whole market
We can work with any lender to find you the perfect mortgage with exclusive deals.
Superfast offers
In most cases, we can offer a Decision in Principle in as little as an hour.
Mortgage Monitor service
Crunch Mortgage Monitor is a free service that checks every day to see if you could save money on your mortgage.
Help for first-time buyers
Your own, dedicated advisor will guide you through the whole process and help you to secure your first time buyers mortgage.
Remortgage deals
If you’re coming to the end of a discount period or simply want to switch to a better deal, we’ll find a great mortgage for you.
Why do you need a mortgage advisor if you’re self-employed?
Not long ago, going to your bank for a mortgage was your first option. Nowadays, it should be your very last option. Typically, banks don't have the qualified staff to understand your complex income. Speaking to a Crunch Broker is definitely better. You’ll be able to speak with someone who will understand your income, advise every lender in the market, and cut the long waiting times.
Time-saving with your own self-employed mortgage advisor broker
Within the first 10 minutes on the phone with a Crunch broker, we'll already have an idea of what you can achieve with us. We can quickly start working on your decision in principle. No appointments are needed. No queuing up outside a branch for ages. Just call us and you’ll be amazed at how easy we can make it for you.
Access to the whole market with Crunch Mortgages
Crunch Mortgages is an independent whole of market mortgage broker. What does this mean for you? Put simply, we are directly regulated by the FCA - we always follow best practice for our clients and can advise on every lender in the country. With over 30 years of experience in the market, lenders call us first with new or upcoming deals. As a Crunch client, you’ll have access to them all. If you want access to the entire market then you should call Crunch Mortgages right away.
Self-employed mortgage eligibility: 1hr Decision in Principle
Typically, banks will take weeks to meet you. Whilst, brokers will take weeks to find out what you can borrow. Thankfully, Crunch Brokers can tell you within minutes if you are eligible for a mortgage, and a decision in principle within the hour. You’ll then be free to find your property and make an offer.
Free Mortgage Monitoring – Spend Nothing on Saving Money!
Take advantage of our Free Mortgage Monitoring Service and enjoy peace of mind that you need never pay a penny more than you should on your mortgage.
We monitor mortgage rates for you 24/7 from across thousands of lenders, alerting you whenever there is a better deal available to you. Our expert brokers are on hand to advise and help you complete a stress-free switch when it makes sense to do so. We also include an up-to-date valuation of your property with each monthly email.
Trusted by over 400,000 Mortgage Holders in the UK, it’s now available to you, and it’s free, forever.
Find the perfect mortgage for you
Get in touch and one of our Crunch Mortgage brokers will get back to you to start the process.
Related articles
E-Crunch Ltd t/a Crunch Mortgages is an appointed Representative of Seico Insurance & Mortgages Ltd for mortgage broking purposes. Seico Insurance & Mortgages Ltd is authorised and regulated by the Financial Conduct Authority under Firm Registration Number 300024.